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Birmingham has over 500 law firms, and has a number of insurance companies. The city attracts over 42% of the UK's total conference trade. Two of Britain's "big four" banks were founded there. Lloyds Bank (now Lloyds TSB) began in 1765 and the Midland Bank (now HSBC Bank plc) opened in Union Street in August 1836. In recent years Birmingham's economy has diversified into service industries, retailing, tourism and conference hosting, which are now the main employers in the city. Millions of people visit Birmingham every year, and in 2004 the city was named the second best place to shop in England after the West End of London Attractions for visitors include Birmingham Museum & Art Gallery, Millennium Point, Bull Ring, Selfridges Building, Cadbury World, Tolkien Trail, Birmingham Royal Ballet, and the National Sea Life Centre.